We are excited about the new book penned by Mark E. Wight, President & Founder of Idaho Estate Planning. "Get Real: Planning for Life, Death, and Disability" is a frank discussion of the dwindling options available to all of us as we age. You can find the book on Amazon.com or you can call us and we'll help you get a copy. We want to share a part of the introduction to the book in this blog.
An Introduction to Get Real
One of easiest things to do in this world is to ignore the future and not just any future, our own future. While we sit and often predict what will happen to other people, we just aren’t very good at predicting what will happen to us. It is easy to dream about our own future, whether this concerns our family, our future financial stability, or our continuing good health.
However, when it comes to making specific plans about our own health concerns years from now or even our own mortality, there is a blind spot the size of Mount Everest that we can’t see around.
As difficult as this may be to accept, the statistics are clear: the vast majority of us will die. (OK, all of us are going to die – some just haven’t come to terms with that reality yet.) They also tell us that the majority of us of will at some point, deal with mental or physical disabilities associated with the aging process.
However, despite this reality, somewhere between two-thirds to three-quarters of all who read this don’t have a written estate plan, in case of death. Even fewer have a written plan in case of incapacity.
The purpose of this book is not to understand why we can’t seem to plan. Rather, this effort is to help explain what happens if we don’t plan and what we can do about it.
This book is designed to be different than any other book you might have seen about estate planning. The problem for most folks when it comes to estate planning is that they dance around the issues, delay addressing the issues, and often act as if not thinking about the issues will somehow prevent or at least delay their occurrence. So this book is about getting real.
I would like to help you and your family to get the facts that you need to build a solid plan. Then I will explain what issues you need to plan for. I will outline the help you will need to get your plan in place. And then finally, I’ll make it super clear and easy for you to know what to do to get it going. So let’s get real about how to get your estate plan in order, for you and your family.
The first reality that needs to be faced is simply: life is going to happen to you. I often share with families, especially those who have been in one of my estate planning workshops, that most of us lie to ourselves and stay blissfully ignorant about aging. But even as we ignore it, the clock keeps ticking and we keep aging. In turn, each day as we age, our risks increase and our options decrease. So the longer you wait to take action and put a plan in place to protect yourself and your family, the greater the risk of not being able to take any action.
For more information on Mark Wight, his book, or other elder law and estate planning subjects, contact Idaho Estate Planning. Remember, good planning is no accident.